Elder Clayton’s primary point seemed to be: be loyal to the church, pay your tithing, do your calling and home/visiting teaching, hold Family Home Evening, scripture study and family prayer, and things will turn out OK.
Here is how Elder Clayton illustrated this point. He told a story about meeting with a group of stake presidents in South America during a tough economic downturn there. The stake presidents said their primary concern was members suffering from a tough economy. Elder Clayton felt prompted to ask the stake presidents: how many of the people who are suffering pay tithing and fast offerings; do home and visiting teaching; have family home evening and family scripture study; and have personal and family prayers.