Resolve to Keep Resolutions

The fear of failing (again) to not reach our goals is the only thing that holds us from making them. But, as former Relief Society General President Barbara B. Smith put best, goals are stars to steer by, not sticks to beat yourself with. Here are some tips for effective steering:

1. Set realistic goals. It is easier to set a goal than execute one. Start small, and once you achieve your goal, you can extend it by adding another level.

2. Share goals with your...

View the complete article here >

Taking Advantage?
Do you see an ethical dilemma involved in buying things like repossessed cars, houses that have been through foreclosure, or even pawn shop items? While these kinds of purchases can be smart and thrifty, I worry sometimes that I’m taking advantage of those who are stuck in a bad financial cycle.
View Dave's Response >

Is Online Riskier?
I’m considering opening an online money market account. They’re offering a higher interest rate because they don’t have as much overhead as a traditional bank. Is this legitimate? Is there any more risk in this than at my local bank?
View Dave's Response >

Do I Need to Refinance?
I have an 80/20 interest only, adjustable rate mortgage. The rate will adjust in seven years. Should I really pay into the 20 percent portion of the loan, and knock it out before it adjusts, or refinance with a fixed-rate loan?
View Dave's Response >

In honor of National Blood Donor month, here are a few facts about a pastime that saves thousands of lives every year.

- In the U.S. and Canada alone, over 4.5 million people need blood transfusions every year.

- Only certain people are eligible to give blood (estimated at 37 percent in the U.S., though less than 10 percent of people do it annually).

- 43,000 pints of blood are used in the U.S. and Canada every day.

- One pint of blood can save up to three lives.
- Percentage of parents who allow their children to miss school in order to travel