Get Happy!

Research shows that happy people are healthier, more successful, and more creative. And with the right tools, being happy is well within our control. So go ahead—try these proven strategies for bringing more joy into your life, and make 2009 a truly happy year.

Everyone wants to be happy—and for good reason.

Happy people earn more money and are more likely to get married and stay married. They also attract more friends, are more productive at work, and even outlive their gloomier counterparts by about nine years.

So how do you become one of the happy people? It may be easier than you think. Experts agree that small acts can make a big difference when it comes to life satisfaction. Here are ten suggestions to get you started on the road to a more joyful life...

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Consolidation the Answer?
We have about $20,000 in debt, and my husband and I have made a resolution this year to pay it off. I think we should live on a really tight budget and save like crazy, but my husband is really fired up about using a debt consolidation service. What can I say to make him change his mind about this?
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Buying Early
I’m a sophomore in college, and I earn about $1,500 a month at my job. My rent is $500 a month. I don’t really have a credit history, but I’ve saved $20,000, and I’m thinking about using it as a down payment on a $140,000 home. Would this be a good idea?
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Have you ever heard the saying, “No two snowflakes are exactly alike”? Though this is true, snowflake shapes can be placed into thirty-six different categories. The temperature and moisture present in the air at the time the snowflake is formed determines its shape. The five most common types of snowflakes are: