"Written by Dave Ramsey"
15175

Dave Says: How to Help the Right Way

by Dave Ramsey

Dear Dave, My wife and I have a friend we met through the Big Brothers Big Sisters program. She has a 1-yea...

14974

Dave Says: Get Rid of Debt or Build Your 401(k)?

by Dave Ramsey

Dear Dave, I’m 23, transitioning jobs, and I make $32,000 a year. I have $11,000 in a 401(k), and about $15...

14873

Dave Says: What's More Important to Save For--Retirement or College?

by Dave Ramsey | Mormon Life

Dear Dave, I noticed that your Baby Steps list puts saving for retirement before saving for your kid’s coll...

14753

Dave Says: How Important Is a Good Credit Score?

by Dave Ramsey | Mormon Life

Dear Dave, I’m 20 years old, and I’m trying to get out of debt. However, I’m concerned about what might hap...

14694

Dave Says: What's Wrong with Debt Consolidation?

by Dave Ramsey | Mormon Life

Dear Dave, Why do you think debt consolidation is such a bad thing? Tessa Dear Tessa, Debt consolidation is...

14319

Dave Says: The Importance of Being Kind in Business

by Dave Ramsey | Finances

Dear Dave, I own a one-bedroom condo that I’m using as a rental property. The current tenant’s old agreemen...

14315

Dave Says: How Should You Use Your Pay Raise?

by Dave Ramsey | Finances

Dear Dave, I recently got a new job that will increase my income by $20,000 a year. I’ve got $65,000 in deb...

14244

Dave Says: Can You Inherit Debt?

by Dave Ramsey | Finances

Dear Dave, My in-laws have lots of debt. In fact, they’re always joking that the debt they’ll leave us is m...

14211

Dave Says: Can You Save Too Much?

by Dave Ramsey | Finances

Dear Dave, What happens to the money in an ESA if the child gets a scholarship and no longer needs the mone...

14172

Dave Says: Why Gambling Never Pays Off

by Dave Ramsey | Finances

Dear Dave, How do you feel about gambling at a casino, as long as you limit your spending and don’t expect ...