DAVE-SAYS

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11567

SPONSORED: Top Tips on How to Buy Your First Home

by Mountain America Credit Union | Everything Else

Choose carefully Because buying a home is a big purchase, it’s important that first-timers don’t rush in. T...

11436

Dave Says: No Downside to Frequent Refinancing, If . . .

by Dave Ramsey | Finances

Dear Katrina, There’s really no downside to this, as long as each time you do a refinance you lower your in...

11376

Dave Says: What's the Best Retirement Plan for Me?

by Dave Ramsey | Finances

Dear Dave, My husband and I are debt-free. Recently I learned that I have a blended fund for retirement. Do...

11375

Dave Says: When Should You Combine Debts to Refinance?

by Dave Ramsey | Finances

Dear Dave, My son has a $115,000 mortgage at 5.8 percent. He also has a home equity line of credit of $40,0...

11342

Dave Says: Pay Back the Loan--Especially if It Came from Family

by Dave Ramsey | Finances

Dear Dave, I borrowed $30,000 from my aunt to buy a condo eight years ago. We had a deal that she would get...

11343

Dave Says: Beware of Nosy Debt Collectors

by Dave Ramsey | Finances

Dear Dave, I’m working on my debt snowball, and I’m trying to settle with a pushy collector. I don’t have t...

11261

Dave Says: When Should You Get Life Insurance?

by Dave Ramsey | Finances

Dear Dave, Is it ever too late to get life insurance? Tiffany Dear Tiffany, The only time it’s really too l...

11262

Dave Says: When to Change Your Will & Testament

by Dave Ramsey | Finances

Dear Dave, My father is terminally ill, and my two brothers and I recently had a talk with dad about his es...

11205

Dave Says: When to Fix and When to Sell Your Car

by Dave Ramsey | Finances

Dear Dave, I have $2,400 in transmission repair work that needs to be made on my old truck, and I don’t hav...

11204

Dave Says: Time to Pay Off that House!

by Dave Ramsey | Finances

Dear Dave, I’m retired, and I have $400,000 in an IRA that’s earning 10 to 12 percent. The only debt I have...