DAVE-SAYS

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Yet Another Student Loan?

by Dave Ramsey | Finances

Dear Dave, Our daughter has one year left in college. She's going to a state school here in Texas, and we'v...

Low-interest Card the Answer?

by Dave Ramsey | Finances

Dear Dave, Right now, I've got $2,500 in credit card debt. I'm thinking about transferring the balance from...

Set Aside Enough Money

by Dave Ramsey | Finances

Dear Dave, How much money should I have in my business emergency fund? My annual sales are about $100,000, ...

Helping with the Parents

by Dave Ramsey | Finances

Dear Dave, A couple of years ago my parents got into a big financial mess. They filed bankruptcy, and had t...

Survivor Insurance

by Dave Ramsey | Finances

Dear Dave, My husband is 30 years old, and already has gone through open heart surgery twice. He has $250,0...

Standing up to the Family

by Dave Ramsey | Finances

Dear Dave, I'm 22, and trying to follow your plan to take care of my money. I'm working my way through scho...

That's an Outrageous Interest Rate!

by Dave Ramsey | Finances

Dear Dave, We did a rent-to-own deal to buy a musical instrument. We were late paying it off, and the compa...

When Is the Money Lost?

by Dave Ramsey | Finances

Dear Dave, If you invest in the stock market, and the market goes down, what happens to the money? Is it lo...

Do More than Pay Early

by Dave Ramsey | Finances

Dear Dave, Will it improve my credit score, and help my ability to buy home later, if I pay my rent 30 days...

Back in the Stupid Again!

by Dave Ramsey | Finances

Dear Dave, My wife and I had a bankruptcy discharged about 18 months ago. We'd gotten in over our heads wit...