DAVE-SAYS

Recent in dave-says

16116

Dave Says: Playing with House Money

by Dave Ramsey | Mormon Life

Dear Dave, My wife and I just became debt-free, and we’re saving for our first house. We have about $75,000...

15980

Dave Says: How Much Should Your House Payment Be?

by Dave Ramsey | News from Utah Mormon Life

Dear Dave, You recommend that no more than 25 percent of your monthly income go toward a house payment. Doe...

15870

Dave Says: Why a Roth 401(k) Is Your Best Retirement Option

by Dave Ramsey | Mormon Life

Dear Dave, My current employer offers a regular 401(k) and a Roth 401(k). I’ve got several years before I r...

15767

Dave Says: Should You Buy a Used or New Car?

by Dave Ramsey | Mormon Life

Dear Dave, What things do you advise buying used versus buying brand new? Amy Dear Amy, I’m afraid there’s ...

15567

Dave Says: Why You Should or Should Not Sign a Pre-Nup

by Dave Ramsey | Mormon Life

Dear Dave, My husband died several years ago. He always worked very hard, and we did very well financially....

15399

Dave Says: How to Pay Off Student Debt Fast

by Dave Ramsey | Mormon Life

Dear Dave, I’m finishing my last semester in college, and I’ve already landed my first real job making $33,...

15327

Dave Says: How to Financially Prepare for Having Kids

by Dave Ramsey | Mormon Life

Dear Dave, My wife and I are debt-free except for our house, and she would like for us to go ahead and star...

14873

Dave Says: What's More Important to Save For--Retirement or College?

by Dave Ramsey | Mormon Life

Dear Dave, I noticed that your Baby Steps list puts saving for retirement before saving for your kid’s coll...

14753

Dave Says: How Important Is a Good Credit Score?

by Dave Ramsey | Mormon Life

Dear Dave, I’m 20 years old, and I’m trying to get out of debt. However, I’m concerned about what might hap...

14694

Dave Says: What's Wrong with Debt Consolidation?

by Dave Ramsey | Mormon Life

Dear Dave, Why do you think debt consolidation is such a bad thing? Tessa Dear Tessa, Debt consolidation is...