FINANCES

Recent in Finances

11580

Dave Says: When Should You Convert to a Roth IRA?

by Dave Ramsey | Finances

Dear Dave, I’m following your plan, and I’ve just completed Baby Step 3. I’ve got my emergency fund of thre...

11579

Dave Says: What to Do When Family Moves In

by Dave Ramsey | Finances

Dear Dave, My husband and I have been following your plan, and we’re debt-free. Recently he invited his sis...

11490

Dave Says: Always Spring for Long-term Insurance

by Dave Ramsey | Finances

Dear Dave, My husband and I are in our 60s, and we don’t have long-term care insurance. It would cost us $8...

11489

Dave Says: What to Do with That Inheritance

by Dave Ramsey | Finances

Dear Dave, My mom died a few years ago, and she left me an inheritance of $60,000 in stock. She was always ...

11435

Dave Says: Should We Keep Paying Our Son's School Loan?

by Dave Ramsey | Finances

Dear Dave, Our son is about to graduate from law school. He took out a loan to cover the cost, but we’ve be...

11436

Dave Says: No Downside to Frequent Refinancing, If . . .

by Dave Ramsey | Finances

Dear Katrina, There’s really no downside to this, as long as each time you do a refinance you lower your in...

11376

Dave Says: What's the Best Retirement Plan for Me?

by Dave Ramsey | Finances

Dear Dave, My husband and I are debt-free. Recently I learned that I have a blended fund for retirement. Do...

11375

Dave Says: When Should You Combine Debts to Refinance?

by Dave Ramsey | Finances

Dear Dave, My son has a $115,000 mortgage at 5.8 percent. He also has a home equity line of credit of $40,0...

11342

Dave Says: Pay Back the Loan--Especially if It Came from Family

by Dave Ramsey | Finances

Dear Dave, I borrowed $30,000 from my aunt to buy a condo eight years ago. We had a deal that she would get...

11343

Dave Says: Beware of Nosy Debt Collectors

by Dave Ramsey | Finances

Dear Dave, I’m working on my debt snowball, and I’m trying to settle with a pushy collector. I don’t have t...