DAVE-SAYS

Recent in dave-says

10168

Dave Says: Ditch the Car, Keep Your Dignity

by Dave Ramsey | Finances

Dear Dave, I’m 27 and married, and we have two kids. I make $90,000 a year, but we have $80,000 in consumer...

10171

Dave Says: The HARP Program Can Help Your Home

by Dave Ramsey | Preparedness

Dear Dave, What do you think about the HARP program, and what exactly is it? Ivy Dear Ivy, The Home Afforda...

10116

Dave Says: To Churn or Not to Churn Your Credit Card?

by Dave Ramsey

Dear Dave, What do you think about the practice of credit card churning? Ethan Dear Ethan, I think it’s a p...

10117

Dave Says: Collegiate Saving 101

by Dave Ramsey | Finances

Dear Dave, Both of our daughters will start college next year. We have $25,000 set aside for each in their ...

10046

Dave Says: Mother-in-law Has More Than Just a Problem

by Dave Ramsey | Finances

Dear Dave, My mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway...

10047

Dave Says: Closing Whole Life Insurance

by Dave Ramsey | Finances

Dear Dave, I want to get out of my whole life policy. Should I formally close out the old policy, or just s...

9982

Dave Says: What to Do When Your Insurance Company Won't Pay Up

by Dave Ramsey | Finances

Dear Dave, My wife and I were recently involved in an auto accident, and the insurance company doesn’t want...

9981

Dave Says: How Much Life Insurance Do I Need?

by Dave Ramsey | Finances

Dear Dave, I’m looking at buying term life insurance. Currently, I’m in medical school doing my last year o...

9883

Dave Says: 401(k), IRA or both?

by Dave Ramsey | Finances

Dear Dave, My employer recently stopped matching my 401(k) contributions. Together, my husband and I make a...

9882

Dave Says: How to Set Up Teenager's Driving Insurance

by Dave Ramsey | Finances

Dear Dave, I’m divorced and have a teenager who will be driving soon. What would be the best way to set up ...