Mountain America Credit Union, advertiser

Sponsored: The easiest way to pay off credit card debt

By Mountain America Credit Union, advertiser

December 17, 2024 01:00 PM MST

No matter the reason, almost everyone carries some amount of debt in their lifetime. For some people, debt is approached with careful planning, while for others, debt can accumulate faster than expected. The good news is that no matter how much debt you have, paying off your credit card can be manageable with the right strategy.

4 Min Read

Sponsored: The easiest way to pay off credit card debt

By Mountain America Credit Union, advertiser

October 17, 2024 01:00 PM MDT

Whether it's due to an education, car, medical emergency or home repair, almost everyone carries some amount of debt in their lifetime. For some people, debt is approached with careful planning, while for others, debt can accumulate faster than expected. The good news is that no matter how much debt you have, paying off your credit card can be manageable with the right approach.

3 Min Read

Sponsored: The true costs of car ownership

By Mountain America Credit Union, advertiser

August 23, 2024 01:00 PM MDT

When deciding how much you can afford to spend on buying a car, it can be easy to overlook the inevitable costs that come with car ownership after you leave the dealership. In the excitement of making a car purchase, don’t forget to include the following costs in determining the true financial commitment of owning and operating a vehicle.

3 Min Read

Sponsored: 7 ways to improve your credit score and keep it strong for the future

By Mountain America Credit Union, advertiser

July 18, 2024 01:00 AM MDT

As you learn more about managing your credit, you realize how much depends on the health of your credit score. Whether your goal is to rebuild a lower score or simply to maintain a higher score, introducing a few good habits into your everyday financial routine can boost your credit and keep it in good standing. Consider these seven helpful strategies:

1 Min Read

Sponsored: 5 ways to prep for a future home purchase

By Mountain America Credit Union, advertiser

May 23, 2024 11:45 AM MDT

Achieving the American dream of homeownership is still possible, even in today’s market conditions. It may take extra time and preparation, but you can make your homeownership dream a reality. Here are five tips to get you closer to holding the keys to your new home in your hand.

1 Min Read

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Sponsored: Investing in your future—8 steps to create a financial plan 

By Mountain America Credit Union, advertiser

January 26, 2024 01:00 PM MST

Here are eight tips to help you create your own pro-level plan.

3 Min Read

Sponsored: Get your ducks in a row—5 steps toward saving for retirement

By Mountain America Credit Union, advertiser

December 29, 2023 01:00 PM MST

The beginning of the year is traditionally when many of us kick off our journey to achieving new goals. I have never been much for resolutions, but I do like the idea of making a step-by-step plan and being intentional when it comes to saving for retirement.

1 Min Read

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Sponsored: 5 strategic questions when considering a certificate account

By Mountain America Credit Union, advertiser

December 01, 2023 01:00 PM MST

We all know rising interest rates and inflation have taken a toll on budgets across the country. However, for the first time in a long time, savers are getting reaping the benefits!

3 Min Read

Sponsored: 5 ways to master your money

By Mountain America Credit Union, advertiser

October 31, 2023 01:00 PM MDT

I have always been interested in finances and how they work. When I was first married, I took ownership of the household budget and thought I had it well in hand. Unfortunately, I forgot to track some of our expenses. I quickly learned a budget doesn’t work unless you know exactly where all your money is going!

1 Min Read

Sponsored: 8 ways to improve your credit score and keep it strong for the future

By Mountain America Credit Union, advertiser

October 20, 2023 01:00 PM MDT

Your credit score has a lot to do with the interest rate you will pay any time you borrow money—and sometimes, beyond.

1 Min Read

Portrait of a Beautiful Woman Using Her Phone While Camping

Sponsored: What makes a good mobile banking app?

By Mountain America Credit Union, advertiser

September 01, 2023 01:00 PM MDT

Where would we all be without modern cell phone technology? You can call, text, email, DM, watch television, take professional-grade photographs—and manage your finances—from your mobile banking app.

1 Min Read

Fresh vegetables in the eco cotton bag at the kitchen counter

Sponsored: How to earn more credit card rewards—5 strategies to implement today 

By Mountain America Credit Union, advertiser

July 03, 2023 01:00 PM MDT

When it comes to credit card rewards points, there are two kinds of people—savers and redeemers. Do you use your rewards points or cash back as soon as possible? Or bank them for when you really need help? Although I probably fall more on the saver side, there is something to be said for redeeming more often. It all depends on what motivates you. 

2 Min Read

Sponsored: Is debt consolidation the right money move?

By Mountain America Credit Union, advertiser

June 06, 2023 01:00 PM MDT

If you are part of the 42% of people who believe paying off debt is your top priority¹, you may have considered a debt consolidation loan. When you are on a tight budget, every dollar counts.

2 Min Read

New construction of a house Framed New Construction of a House Building a new house from the ground up

Sponsored: Buy or build—should your next home be new or used?

By Mountain America Credit Union, advertiser

May 05, 2023 01:00 PM MDT

In a world of higher interest rates and rising inflation, most of us are feeling the sting—especially when it comes to real estate. The recent inventory shortage, both for existing and newly built homes, has made the housing market feel more like a jungle with competing offers and a slew of buyers fighting for the same property.

1 Min Read

Sponsored: Lost or stolen debit card? Here’s what to do

By Mountain America Credit Union, advertiser

April 04, 2023 01:00 PM MDT

When your debit card is lost or stolen, it's easy to watch your financial future flash before your eyes. It’s happened to me before and I’m not afraid to say I may have panicked. It’s scary to realize your rent money, your next vacation, your savings—it’s all suddenly at risk.

1 Min Read

Sponsored: 6 simple rules for a better balance transfer

By Mountain America Credit Union, advertiser

March 09, 2023 01:00 PM MST

Editor’s note: The claims, facts, and information in this sponsored article have not been verified by LDS Living, and LDS Living does not endorse any claim or product herein.

2 Min Read

The pile of coins is placed on the soil and a plant grows on top in nature background.

Sponsored: 5 costs to incorporate into your retirement budget

By Mountain America Credit Union, advertiser

March 03, 2023 01:00 PM MST

Here are eight tips to help you create your own pro-level plan.

1 Min Read

Sponsored: Will your money last during retirement?

By Mountain America Credit Union, advertiser

January 02, 2023 03:00 PM MST

I’m too busy. I don’t make enough money. I don’t know where to begin.

2 Min Read

Checking Up On Your Financial Wellness

By Mountain America Credit Union, advertiser

December 09, 2016 05:00 AM MST

I have a standing appointment with my dentist. I sit in the chair, she checks my teeth and makes sure I’m on track to keep my pearly whites healthy. We do it all over again six months later. It’s not much different than the appointments any of us keep with doctors, mechanics and even hairstylists. To make something last, we all know the importance of keeping it well maintained.

2 Min Read

Put Your House to Work

By Mountain America Credit Union, advertiser

August 04, 2016 09:00 AM MDT

Not long ago, consumers turned to home equity loans and home equity lines of credit (HELOC) primarily to fund such projects as remodeling the kitchen or building a deck. Today, in addition to home improvements, people may borrow against their home equity for a variety of reasons, such as to:

1 Min Read

Mobile Banking: Is It Safe?

By Mountain America Credit Union, advertiser

August 02, 2016 08:28 PM MDT

I use my smartphone for everything. My phone holds my contacts, grocery shopping and to-do lists, and my entire family’s schedule. I also depend on it for banking because it’s the most convenient way to manage my family’s finances, regardless of where I am. And it’s incredibly secure.

2 Min Read

Get Smart About Saving For Retirement

By Mountain America Credit Union, advertiser

February 02, 2016 10:58 PM MST

The start of a new year provides a great opportunity to look at your retirement accounts, whether you want to increase your contributions or simply begin to build your savings.

1 Min Read

Latter-day Saint Life

4 Tips for Zero-interest Credit Cards

By Mountain America Credit Union, advertiser

December 03, 2015 10:23 PM MST

What could be more appealing than a zero-interest credit card? You can make purchases and pay for them at your leisure, all without having to worry about high interest hanging over your head. If you are considering a zero-interest credit card, the following points can help you maintain a balanced financial life.

2 Min Read

Latter-day Saint Life

How to Manage the Mortgage Process As a First-Time Home Buyer

By Mountain America Credit Union, advertiser

October 16, 2015 02:40 PM MDT

Financing a home can be a confusing process for first-time buyers. There are large sums of money exchanging hands, complex legal documents to review and sign and possibly some unfamiliar terms. With a little bit of advanced knowledge and preparation, you can manage the mortgage application process like a pro.

2 Min Read