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Dear Dave, My wife and I make about $100,000 a year combined, and we’re debt-free. Recently, we got an insurance settlement of $95,000. We have an $89,000 mortgage and a 19-month old baby. Should we use the settlement money to pay off the house, and use the rest to start a college fund for our son?

Latter-day Saint Life

"Where Did My Visiting Teachers Go?" Sister Bingham Explains the True Purpose of the Ministering Change

One of my friends recently asked me in bewilderment, “Where did my visiting teachers go?” From the time her husband passed away, they had been so caring and attentive, but since the announcement of the new ministering program at the general conference in April 2018, she hasn’t seen hide nor hair of them.

The Surprising Nativity: A Christmas Homily

The passage from the New Testament which always hear this time of year includes these important, well-known lines: And there were in the same country shepherds abiding in the field , keeping watch over their flock by night. And, lo , the angel of the Lord came upon them, and the glory of the Lord shone round about them: and they were sore afraid.

Famous Latter-day Saints

LDS Rock Star Brandon Flowers Shares How Mormonism Made His Music Better

Flowers had just turned 22 when The Killers blew up in 2003 with their single “Mr. Brightside.” When they first tasted fame, Flowers says he gave in to some of the trappings that come with it, smoking and drinking regularly—and sometimes to excess. “It’s so attractive when you’re young,” he says. “You hear the stories and all the rock ’n’ roll mythology, so it’s all there in the palms of your hands. It’s enticing. I never went to rehab or anything, but I drank and smoked.”

Fun

The Single Saint's Guide to Surviving the YSA Ward

The Myth of Attraction

Dave Says: Sell Your Car and Get Out of Debt!

By Dave Ramsey

Dear Dave,

Fun

Hidden Talents and Surprising Hobbies of Modern-Day Prophets

Members of The Church of Jesus Christ of Latter-day Saints sometimes feel as if they know everything about their church leaders. And why not? With General Conference addresses twice every year and dozens more devotionals and speeches scattered in between, church members hear their share of their leaders’ personal experiences. But members of the First Presidency and Quorum of the Twelve Apostles have little-known hobbies and hidden talents some members might not know about. Here are a few.

Fun

10 Ways to Keep Calm and Carry On--Mormon Style

From Pinterest

Latter-day Saint Life

Trump Gives Standing Ovation to LDS Singer and "Asia's Nightingale," Other Filipino Artists, at ASEAN Gala

By Katie Lambert

Filipino artists, including "Asia's Nightingale" Lani Misalucha, received a standing ovation by President Donald Trump at the Association of Southeast Asian Nations (ASEAN) gala.

Famous Latter-day Saints

Marie Osmond Bears Testimony of Plan of Salvation, Remembers Son's Death

By LDS Living

On the anniversary of the death of her son Michael Blosil, Marie Osmond shared the hope and peace the plan of salvation brings to her life even as she remembers her son.