Todd was born in Illinois but grew up in Provo, Utah. He served a mission to Korea. He graduated from BYU in Marketing and received his MBA from Kellogg at Northwestern. He married his high school sweetheart Jolynn and they have 6 children and 13 grandchildren. He owns his own Financial Practice. His hobbies include golf, pickleball and mountain biking. He loves to travel with his wife and spend time with his family.