Lesson Helps

Young Women Lesson 46: Money Management

Manual 3; Supplement from "Earthly Debts, Heavenly Debts," by Joseph B. Wirthlin

Discussion Questions
    •  How do you define the difference between a want and a need?
    •  What are some things you can do to use your money wisely or plan for future needs?
    •  How does paying tithing help you manage your money wisely?

Excerpt from "Earthly Debts, Heavenly Debts," By Elder Joseph B. Wirthlin, April 2004 General Conference:

My beloved brethren and sisters, what a glorious event it is to attend conference. We find that the words spoken are words of inspiration, and it’s a joy to be present.

I would like to talk about our heavenly debts and earthly debts. The Gospels record that nearly everywhere the Savior went, He was surrounded by multitudes of people. Some hoped that He would heal them; others came to hear Him speak. Others came for practical advice. Toward the end of His mortal ministry, some came to mock and ridicule Him and to clamor for His crucifixion.

One day a man approached the Savior and asked Him to intervene in a family dispute. “Master, speak to my brother,” he pleaded, “that he divide the inheritance with me.”

The Savior refused to take sides on this issue, but He did teach an important lesson. “Beware of covetousness,” He told him, “for a man’s life consisteth not in the abundance of the things which he possesseth.” 1

Brothers and sisters, beware of covetousness. It is one of the great afflictions of these latter days. It creates greed and resentment. Often it leads to bondage, heartbreak, and crushing, grinding debt.

To read the rest of this talk, click here.

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