Tagged with "Home"
September 2013 Visiting Teaching Message: Self-Reliance
“We become converted and spiritually self-reliant as we prayerfully live our covenants—through worthily partaking of the sacrament, being worthy of a temple recommend, and sacrificing to serve others." - Elder Robert D. Hales Self-Reliance Self-reliance is the ability, commitment, and...
Communicating During Disasters
Even though we can’t prevent earthquakes, floods, tornadoes, or other disruptive events, learning what communication options are available during and after a disaster will help you better protect yourself and your loved ones. Even though we cannot predict or prevent earthquakes, floods,...
Dave Says: How Should You Prepare to Buy a House?
What's the best way to save up money for a down payment on a house? What sort of savings plan should you use? Dear Dave, Should I take advantage of a 403(b) withdrawal in order to buy a house? Bryan Dear Bryan, I wouldn’t do that because it really doesn’t accomplish anything. The only...
Emergency Preparedness at Work and School
Natural disasters and emergencies may not normally occur while you are at home where your emergency supplies and food storage are kept. Because of this, it is important to have an emergency plan for the various places your family spends time. Our homes, schools and workplaces should have site-specific preparations for an emergency.
SPONSORED: How a home equity line of credit can help you get out of debt
How do home equity lines of credit really work? What's the best way for you to get out of debt? Credit card debt plagues about half of American households. According to recent statistics from the Federal Reserve, the average indebted household has $15,422 in credit card debt alone. Many of these...
LDS family with 10 kids, 7 adopted with special needs, gets new specially accommodating home
MR says: What a journey. After a mention by the mother, Christianne, that she loved Deseret Book and would love to outfit her home from there, Deseret Book donated home furnishings for the new house. Read Christianne's Mormon.org profile to learn more about the family.
Dave Says: Why Downpayments Pay Off in the Long Run
If you're looking to buy a home and don't have enough for a down payment, what should you do? Private mortgage insurance is one way to go, but Dave says gives you the real low down on it. It may end up costing your more in the long run! Dear Dave, When is it okay to purchase a house without...
Dave Says: What's Going to Happen to the U.S. Economy?
What does Dave think about the current U.S. economy? What do we need to prepare for? Dear Dave, What do you think about predictions of a major deflation of U.S. currency? Steven Dear Steven, I think woven into your question is another question: What do I think about the predictions of our...
Dave Says: Give Money to Family in Need or Honor the Will of a Loved One?
What do you do when your loved one leaves you a large sum of money and you know that other members of your family need it more? Is it ok to go against your loved one's final wishes? Dear Dave, My grandfather died about a month ago, and I recently learned that in his will he distributed his...
Dave Says: When Should You Renovate Your Home?
If you're following Dave Ramsey's Baby Steps, then when should you plan on doing a little home renovation? Dear Dave, My husband and I are trying to improve our financial situation by following your plan. We were wondering where home improvements fall in the Baby Steps. Emily Dear Emily,...
Dave Says: What to Do When Family Moves In
When your family members fall on hard times, what's the best way to help them get back on their feet? Is allowing them to live with you ever a good option? Dear Dave, My husband and I have been following your plan, and we’re debt-free. Recently he invited his sister, her husband and their two...
SPONSORED: Top Tips on How to Buy Your First Home
Purchasing a home is a big step for anyone, especially for first-timers. Whether you are receiving financing from a bank, credit union or private lender, the process of buying a house can almost feel overwhelming. Fortunately, first-time homebuyers can follow some simple strategies to make the process both easier and more affordable.
Dave Says: Should We Keep Paying Our Son's School Loan?
We've been helping our son with law school loans, but wonder if we should stop now that he's graduating. Help! Dear Dave, Our son is about to graduate from law school. He took out a loan to cover the cost, but we’ve been paying on it for two years to help him out. Right now, the balance on...
Dave Says: No Downside to Frequent Refinancing, If . . .
Dave: Is there a downside to refinancing your home often? -Katrina Dear Katrina, There’s really no downside to this, as long as each time you do a refinance you lower your interest rate enough to allow you to recoup closing costs before you move. In other words, you have to first make sure...
Dutch Oven Basics—Picking Your Oven
Summer is a great time to experiment with alternative cooking methods, so we’re highlighting Dutch ovens in a week-long series of posts. Dutch ovens produce some of the tastiest meals by using a constant heat maintained over a longer duration. This series will take you from getting your first...
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